Is it all about Money? A Randomized Evaluations of the Impact of Insurance Literacy and Marketing Treatments on the Demand for Health Microinsurance in Senegal

Jacopo Bonan, Olivier Dagnelie, Philippe Lemay-boucher, Michel Tenikue

Research output: Working paper

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Abstract

In Senegal mutual health organizations (MHOs) have been present in the greater region of Thiès for years. Despite their benefits, in some areas there remain low take-up rates. We offer an insurance literacy module, communicating the benefits from health microinsurance and the functioning of MHOs, to a randomly selected sample of households in the city of Thiès. The effects of this training, and three cross-cutting marketing treatments, are evaluated using a randomized control trial. We find that the insurance literacy module has no impact, but that our marketing treatment has a significant effect on the take up decisions of households.
Original languageEnglish
PublisherCEPS/INSTEAD
Number of pages28
Publication statusPublished - 2012

Publication series

NameWorking Papers
PublisherCEPS/INSTEAD
No.2012-03

Keywords

  • Africa
  • Randomized control trials
  • Senegal
  • community based health insurance scheme

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